It has become a familiar dance: A company reports a data breach, and you dutifully change your passwords, ask for a new credit card and hope your information doesn’t end up for sale on the dark web. But the hack that last week engulfed Marriott — and 500 million of its customers — has added…
A granola bar can stave off hunger, but can it save a life? Two American actors, Ryan Devlin and Todd Grinnell, are aiming to find out. On a humanitarian trip to Liberia in 2007, the pair visited a clinic where they saw beds filled with children being treated for malnutrition — a preventable condition, they…
Of course, showing the S&P 500 with reinvested dividends would also do that. In any event, Mr. Schwartz said, Mr. Halaby should not be using that chart, because the company has discontinued the annuity it depicts. “It is expected that our independent producers will use current materials,” Mr. Schwartz wrote in an email, using industryspeak…
How much does it cost to have a professional take over the decorations? That will vary by region, the size of your house and the dazzle of the display. Basic décor, like lights that outline your roof and front door, may cost $500 or less if you own a single-story home. But if you have…
It’s worth figuring out which profile matches your spending, said Wade Pfau, a professor at the American College of Financial Services and director of retirement research at McLean Asset Management. If you fall into one of the first three groups, you may be looking at spending increases throughout your retirement. But people in the biggest…
But when I paid attention to the purchases I was tempted to make, I soon realized half the things I buy are mindless, impulsive items. Sure, I budget and pay myself first, but that doesn’t mean I’m spending my money in the best way possible. I could be saving more for retirement. I could be…
Michael Bloomberg’s $1.8 billion donation to Johns Hopkins University this week was earmarked for financial aid to admit students regardless of their ability to pay. It came on top of $1.5 billion Mr. Bloomberg has already given to his alma mater. Mr. Bloomberg, among the 10 wealthiest people in the world, has the staff, money…
A similar sentiment has inspired Laurel Snyder and her husband, Chris, to donate to organizations like the A.C.L.U. and the Southern Poverty Law Center. “We had to support the institutions that could stand up for those beyond the government,” said Ms. Snyder, 44, who writes children’s books and lives in Atlanta. Ms. Snyder, who grew…
The average wait time to see a claims agent in field offices was 26.5 minutes in fiscal 2018 — 37 percent higher than in 2010, according to the National Council of Social Security Management Associations, an organization composed of field office and telecommunications service center managers. And the wait times can be much longer. “People…
There is, of course, some fine print. Users have two ways to earn 3 percent cash back. If you spend over $100,000 per year, you earn the 3 percent reward and keep earning it for the rest of that year and all of the next year, until you requalify or fail to do so. If…